Indexed Annuity Insights

This Valentine’s Day, join the Indexed Annuity Leadership Council (IALC) in spreading the love for fixed indexed annuities (FIAs). With the ability to grow and protect your nest egg, FIAs could be the long-term relationship you have been looking for to ensure a steady income stream during retirement.

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In recent years, we have seen an uptick in the interest of fixed indexed annuities (FIAs), but there is still a lot of misunderstandings about this retirement product – down to even its most basic principles.

Let’s start with defining FIAs. These products are long-term retirement options purchased from an insurance company that guarantees principal protection, tax-deferred growth, and reliable income. If you are looking for a quick-hitting overview on FIAs, check out this animated video.

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One in five Americans has absolutely nothing saved for retirement.

That’s according to new data released in October by the Indexed Annuity Leadership Council (IALC).

Just as alarming as the number of nonexistent retirement accounts: More than half of Americans admitted they do not have a retirement plan that will carry them through their golden years. Those Americans, understandably, voice the concern that they may outlive their retirement savings.

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